The worry of flooding is at the forefront of many UK homeowner minds, with one in six properties lying at risk of flooding. Many previously flooded homes are simply unable to gain home insurance for the event of future flooding, and for those that can be insured, there is a discrepancy in the price of premiums. According to a 2022 survey, homeowners within 400ft of water had their home insurance premiums increased by 15%, in comparison to those living further away from water.

Investing in flood defence systems, as recommended by our professionals at Stormguard Floodplan, is not only likely reduce the risk of flooding, but can also reduce your home insurance premiums – leading to huge savings in the long run.

Professional Flood Survey

In order for insurance companies to accurately judge the insurance possibilities of flood-risk homes, a professional flood survey should be carried out. Offered by our specialists here at Stormguard, our free flood surveys include a comprehensive assessment of your property in its existing state, and put forward any recommendations for protection against flooding. As the few insurance companies that provide flood insurance are risk averse, seeing that your home has invested in necessary flood defences means that you are more likely to gain a fairer insurance premium and more favourable policy terms.

Resilient Flood Defences

There are a number of measures that you can take to ensure that your home is resistant against flood water, and to mitigate the damage that potential water ingress can do. Following your flood survey, we offer a number of flood defence solutions that range from flood doors to your entryways and flood fencing for your property boundary, to simple flood resistant airbricks, and non-return valves to prevent sewage backing up into your home.

Protect Your Home

Speak to our flood protection experts today to book your FREE no-obligation flood protection survey, and potentially lower your home insurance premiums. Call us on 01260 289 089, or email